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PAYMENT AND SERVICE RATES

We strive to provide accessible care to the greater Baltimore community. We believe that when you take care of your community, it cares for you in return! 

At Convergent Mental Health and Wellness, we offer flexible payment options for therapy and other wellness services to ensure care remains accessible to the community. 

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​Currently, we do not accept insurance as payment for services. (Stay tuned!) However, there are various ways to pay for our services. Please see the graphic below for more information.

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Our yoga and meditation classes are always free, with option to practice "dana", or donation freely given from the generosity of one's heart.

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We offer office and/or virtual sessions using a HIPAA-compliant video platform. Therapy sessions are typically around 50-55 minutes, but may vary depending on your therapist's recommendation. 

Payment Options:

Out of pocket

You pay for the services you receive at the prices they are listed. 

sliding scale

You demonstrate financial need and work with your provider to negotiate a rate that you can afford. (Sliding scale availability may vary per provider.)

Health Savings Account (HSA)

You utilize a health savings account to pay for therapy and other wellness services.

Out of network Benefits

You pay us up front for services, then submit receipts to your insurance providers to receive reimbursement.

(Varies per plan.)

Frequently Asked Questions

"Do you accept insurance?"
Our therapists are currently out-of-network with health insurance, however some insurance plans will offer "out of network benefits." We will update our website when our providers are paneled with health insurance and can accept insurance for payment.

 

"What are "Out of Network Benefits" and how do I use them?"
When health care providers are out of network, it means they do not participate directly with any insurance company. Because we do not accept insurance, many of our clients utilize insurance "out of network benefits" to pay for therapy. We happily provide documentation necessary for utilizing these benefits, and often support clients in this process. 

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Steps to Use OON Benefits:
1.  Review your insurance benefits plan to ensure you have OON coverage; ask about co-insurance and deductibles
2.  Pay your therapist/provider at the time of service
3.  Therapist/provider will you a "Superbill" with information regarding the services you received
4.  Login to your insurance portal, and "submit a claim" by uploading the Superbill 
5.  insurance will process the OON claim, and send you reimbursement for the service (if your plan has coverage)

 

"Do I qualify for a sliding scale discount?"

We gladly offer temporary and long term sliding scale rates for therapy services to support individuals who are underinsured, lack financial resources to pay for therapy, or are going through financial hardship. Please don't hesitate to discuss sliding scale with your provider so we can best support you! Click here to review our general framework for sliding scale discounts when starting therapy with new clients. 

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"What is a Good Faith Estimate?"

Click here to learn more about the good faith estimate.

Current Service Rates

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Let's Get Started

We offer free 15 minute consultations to new clients!

 

We'll answer your questions and help you build confidence in the treatment process. 

 

Click the link below to visit our booking calendar.

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